{"id":6124,"date":"2015-02-04T14:35:48","date_gmt":"2015-02-04T06:35:48","guid":{"rendered":"http:\/\/www.nbc.com.my\/blog\/?p=6124"},"modified":"2024-11-01T11:14:40","modified_gmt":"2024-11-01T03:14:40","slug":"latest-housing-loan-interest-rates-malaysia","status":"publish","type":"post","link":"https:\/\/www.nbc.com.my\/blog\/latest-housing-loan-interest-rates-malaysia\/","title":{"rendered":"Latest Housing Loan Interest Rates in Malaysia"},"content":{"rendered":"\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Banks<\/strong><\/td>\n\n

Effective Interest Rate\u00a0<\/strong>
\n(% per year)<\/strong><\/p>\n<\/td>\n

New Base Rate<\/strong><\/td>\nFlexi Loan?<\/strong><\/td>\nLock in period<\/strong><\/td>\n<\/tr>\n<\/thead>\n
\u00a0\"AIA\"<\/td>\n4.39%<\/strong>
\n(BR + 4.39%)<\/td>\n		0.00%<\/td>\nNo<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"Ambank\"<\/td>\n4.45%<\/strong>
\n(BR + 0.46%)<\/td>\n		3.99%<\/td>\nYes<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"Bank<\/td>\n4.45%<\/strong>
\n(BR + 0.55%)<\/td>\n		3.90%<\/td>\nNo<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"AmIslamic<\/td>\n4.45%<\/strong>
\n(BR + 0.46%)<\/td>\n		3.99%<\/td>\nYes<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"UOB<\/td>\n4.55%<\/strong>
\n(BR + 0.53%)<\/td>\n		4.02%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Al<\/td>\n4.60%<\/strong>
\n(BR + 0.35%)<\/td>\n		4.25%<\/td>\nNo<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Citibank\"<\/td>\n4.65%<\/strong>
\n(BR + 0.95%)<\/td>\n		3.70%<\/td>\nYes<\/td>\n6 years<\/td>\n<\/tr>\n
\u00a0\"Maybank\"<\/td>\n4.65%<\/strong>
\n(BR + 1.45%)<\/td>\n		3.20%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Maybank<\/td>\n4.65%<\/strong>
\n(BR + 1.45%)<\/td>\n		3.20%<\/td>\nYes<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Alliance<\/td>\n4.65%<\/strong>
\n(BR + 0.65%)<\/td>\n		4.00%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Alliance<\/td>\n4.65%<\/strong>
\n(BR + 0.65%)<\/td>\n		4.00%<\/td>\nYes<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Bank<\/td>\n4.75%<\/strong>
\n(BR + 0.85%)<\/td>\n		3.90%<\/td>\nNo<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"Public<\/td>\n4.75%<\/strong>
\n(BR + 1.10%)<\/td>\n		3.65%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Public<\/td>\n4.75%<\/strong>
\n(BR + 1.10%)<\/td>\n		3.65%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"HSBC\"<\/td>\n4.75%<\/strong>
\n(BR + 0.85%)<\/td>\n		3.90%<\/td>\nYes<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"HSBC<\/td>\n4.75%<\/strong>
\n(BR + 0.85%)<\/td>\n		3.90%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Hong<\/td>\n4.75%<\/strong>
\n(BR + 0.76%)<\/td>\n		3.99%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Hong<\/td>\n4.75%<\/strong>
\n(BR + 0.76%)<\/td>\n		3.99%<\/td>\nYes<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Standard<\/td>\n4.77%<\/strong>
\n(BR + 1.10%)<\/td>\n		3.67%<\/td>\nYes<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Standard<\/td>\n4.77%<\/strong>
\n(BR + 1.10%)<\/td>\n		3.67%<\/td>\nYes<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Bank<\/td>\n4.87%<\/strong>
\n(BR + 1.00%)<\/td>\n		3.87%<\/td>\nNo<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"RHB<\/td>\n4.95%<\/strong>
\n(BR + 0.95%)<\/td>\n		4.00%<\/td>\nYes<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"RHB<\/td>\n4.95%<\/strong>
\n(BR + 0.95%)<\/td>\n		4.00%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"OCBC<\/td>\n5.05%<\/strong>
\n(BR + 1.03%)<\/td>\n		4.02%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"CIMB<\/td>\n5.05%<\/strong>
\n(BR + 1.05%)<\/td>\n		4.00%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"CIMB<\/td>\n5.05%<\/strong>
\n(BR + 1.05%)<\/td>\n		4.00%<\/td>\nYes<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"OCBC<\/td>\n5.05%<\/strong>
\n(BR + 1.03%)<\/td>\n		4.02%<\/td>\nYes<\/td>\nNone<\/td>\n<\/tr>\n
\u00a0\"Affin<\/td>\n5.25%<\/strong>
\n(BR + 1.26%)<\/td>\n		3.99%<\/td>\nNo<\/td>\n3 years<\/td>\n<\/tr>\n
\u00a0\"Affin<\/td>\n5.25%<\/strong>
\n(BR + 1.26%)<\/td>\n		3.99%<\/td>\nYes<\/td>\n5 years<\/td>\n<\/tr>\n
\u00a0\"Malaysia<\/td>\n5.85%<\/strong>
\n(BR + 5.85%)<\/td>\n		0.00%<\/td>\nNo<\/td>\n5 years<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Please check with the respective banks for best interest rates they can offer to you. Rates will be offered differently subject to your credit rating, credit historical records & other factors.<\/p>\n

This above list is updated on 4 February 2015.<\/p>\n","protected":false},"excerpt":{"rendered":"

Banks Effective Interest Rate\u00a0 (% per year) New Base Rate Flexi Loan? Lock in period \u00a0 4.39% (BR + 4.39%) 0.00% No 5 years \u00a0 4.45% (BR + 0.46%) 3.99% Yes 5 years \u00a0 4.45% (BR + 0.55%) 3.90% No 5 years \u00a0 4.45% (BR + 0.46%) 3.99% Yes 5 years \u00a0 4.55% (BR + […]<\/p>\n","protected":false},"author":3,"featured_media":6169,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[54],"tags":[157,62,158],"class_list":["post-6124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-loan-property","tag-bank-loan","tag-bank-negara-malaysia","tag-loan-interest"],"_links":{"self":[{"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/posts\/6124"}],"collection":[{"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/comments?post=6124"}],"version-history":[{"count":1,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/posts\/6124\/revisions"}],"predecessor-version":[{"id":6629,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/posts\/6124\/revisions\/6629"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/media\/6169"}],"wp:attachment":[{"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/media?parent=6124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/categories?post=6124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nbc.com.my\/blog\/wp-json\/wp\/v2\/tags?post=6124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}